Services - FutureWise Finance

Who Do We Help?

Unlike other loan brokers in Sydney, FutureWise focuses on helping specific types of borrowers such as:

Complex PAYG

Want to be able to borrow more than what the big four have offered?
Call us and ask how we can take 100% of overtime, allowances, second jobs and shift loading. We have lenders on our panel who will consider child support, govt family benefits, carers pension, rental income, bonuses, disability allowances, Expats, foreign income etc.

Property Investors

Buying your first investment or another or you just like to flip them.
We have a loan to suit your needs. We also do “Portable Loans” which for s seasoned investor can be a blessing. Portable loans mean that you can swap one home loan with another with minimum documentation requirements.

Debt Consolidation

Sick of paying too much on your credit cards and personal loans each month?
We have a panel of niche lenders who can help you consolidate all your debt into a single easy payment loan with a great interest rate to save you thousands each month. There are no restrictions with how many debts we can consolidate.

Self-Employed

Been self-employed for less than 24 months?
Most banks will need to see 2 years of tax returns before they consider your home loan application. But at FutureWise we have lenders who will consider you even if you only have 1 year’s tax returns.

First Home Buyer

Looking for your first home? We can help.
If you are a first home buyer you may be eligible for the following:
– First home loan deposit scheme FHLDS; conditions apply.
– You may be eligible for first home buyers grant; conditions apply.
– You may be eligible for exemption from stamp duty; conditions apply.

Bad credit

Have you had a life changing event or just couldn’t make the repayments?
We have lenders who will understand your circumstances and work with you to get you your dream home sooner.

No & Low doc loans

Self-employed but don’t have income evidence?
We have lenders on our panel who will need no to minimal income verification for you to be able to get a home loan.

Refinancing

Not sure what options are available in the market that meet your needs to refinance to another lender?
Feel free to ask us how we can make this a stress-free process for you.

Business loans

Need cash flow for your business?
We can provide you with short- and long-term business loans to help you with cash flow, invoicing, expanding your business etc.

Car & Asset finance

Need a new vehicle or equipment before the end of financial year or simply need to replace equipment.
We can help with getting you a vehicle loan for personal and business purposes which include cars, small trucks or even big trucks to either start-up your business or expand. We can also help with new equipment for your business from computers to heavy machinery.

Private funding

We have a range of private funders who will fund unfinished construction to small development finance or cash flow purposes.
There is a funder for you who will consider your case.

It’s complicated

Don’t quite fit under any tab defined above.
Give us a call; its obligation free. At FutureWise we believe in helping people with no obligations or strings attached.

Secure Your Future
Meet Up with a Lending Specialist Today

Are you still confused about the available lending options in Sydney even if you have already spent hours reading loan features online?

Perhaps you have already shortlisted a few options but you are not yet ready to choose a loan deal because there are still questions in your mind that you need clear answers.

As a borrower, it is completely normal for you to be worried about how signing up a deal could affect your future.

To help you out, a mortgage advisor from FutureWise can assist you to understand the whole process including the pros and cons of each loan deal you are considering.

And here’s the thing: FutureWise is a boutique mortgage broker. Our advisors are capable of providing you with a more individualised experience that is often lacking in our larger competitors.

Get a Better Loan Deal with a Mortgage Advisor Sydney

Because we have different needs, there’s no single mortgage deal that’s best for everyone. What is best for your friend may not be the best for you.

FutureWise makes it easy for you to work with a mortgage advisor in Sydney so you can find the loan package that is suitable for your preferences and needs.

Our loan specialist will invite you for an initial discussion of your loan needs, they will connect you with the most suitable lenders near your area.

You’ll receive handpicked loan offers that include different rates, fees, and other features that match your financial and personal profile.

This saves you a lot of time and energy!